Unlock High-Value Capital From Existing Real Estate
A Loan Against Property (LAP) allows self-employed individuals, business owners, and salaried professionals to leverage their residential, commercial, or industrial real estate assets for capital requirements. At Aksharam Fintech, we evaluate property valuations, title deeds, and income metrics across 30+ lenders to secure maximum Loan-to-Value (LTV) at competitive interest rates.
Key LAP Highlights
Capitalize on lower interest rates (starting from 9.25% p.a. compared to personal loans at 14%+), extended repayment tenures up to 20 years, and high sanction limits up to ₹10 Crore depending on market valuation and income strength.
Versatile Capital Usage
LAP funds carry zero end-use restrictions. Utilize your loan sanction for business expansion, working capital infusion, machinery purchase, debt consolidation, commercial property acquisition, or major personal expenditures.
Property Valuation & Legal Clearing
Our team manages bank-empaneled property valuations, legal title search reports (TSR), and encumbrance checks to streamline approval without unnecessary bank rejection delays.
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